Tools & calculators
Every calculator on the site
Each one shows its arithmetic, lists its assumptions and lets you print or download the result. Nothing you type is sent anywhere.
Start with an assessment
Twelve questions that tell you which part of the business is actually costing you money right now.
Pricing and cost calculators
The arithmetic behind a profitable quote: your true hourly cost, job prices, markup, deposits, call-outs, minimum charges, van costs and the price of being paid late.
- calculatorJob Pricing CalculatorBuild a job price from labour, materials, travel, equipment, overhead and risk.You get: Total cost, break-even, recommended quote, profit, margin, effective hourly rate and deposit.
- calculatorTrue Hourly Rate CalculatorFind the hourly and day rate that recovers a full year of costs and non-billable time.You get: Minimum true hourly rate, day rate and the cost of every unbilled hour.
- calculatorQuote Profitability CheckerTest a quote you have already written before you send it.You get: Cost, gross profit, margin, markup equivalent, effective hourly rate and warnings.
- calculatorMaterials Markup CalculatorConvert cost, markup and margin — including wastage and your collection time.You get: Sale price, profit on materials, margin achieved and break-even markup.
- calculatorMaterial Deposit CalculatorSet a deposit that funds early project costs without overreaching.You get: Suggested deposit range, the amount, and the cost you still carry.
- calculatorCall-Out Fee CalculatorPrice attendance, travel, disruption and a minimum period on site.You get: Suggested call-out fee with an out-of-hours option.
- calculatorMinimum Job Charge CalculatorSet a floor for short jobs that still covers travel, set-up and admin.You get: Minimum profitable charge for a short visit.
- calculatorVan Cost CalculatorUnderstand the annual, daily, per-mile and per-billable-hour cost of a work van.You get: Annual, monthly, daily, per-mile and per-hour recovery figures.
- calculatorLate-Payment Cost CalculatorShow what delayed customer payment actually costs the business.You get: Funding cost, chasing cost, cost per invoice and annual cost.
- calculatorEmployee Affordability CalculatorEstimate the full first-year cost of a hire and the revenue needed to cover it.You get: Monthly cost, year-one cost, contribution and break-even chargeable hours.
Planning and forecasting
Look forward instead of back — thirteen weeks of money in and money out, with the pinch points flagged.
Quote builders
Build a full priced quote line by line, with overheads, margin, contingency and VAT handled properly.
Product finders
Work out what you actually need from a business account or an employee card before anyone tries to sell you one.
- finderBusiness Account Needs FinderTurn how you actually work into a neutral checklist of account features to compare.You get: A needs summary and a provider-neutral comparison checklist.
- finderEmployee Purchase-Card FinderWork out whether you need debit expense cards, prepaid cards, reimbursement or credit.You get: A suitability view based on structure, need, repayment approach and team size.
How the tools work
What happens to your numbers
Pricing figures are commercially sensitive. Here is exactly how they are handled.
Nothing you type leaves your browser
Every calculation runs on your device in JavaScript. There is no form submission, no account, no email gate and no storage of your figures on a server.
The arithmetic is shown, not hidden
Each tool lists its formula and its assumptions on the page. If you disagree with an assumption, change the input — you should never have to trust a black box with your pricing.
Results are planning aids
Outputs depend entirely on the figures you enter. They are not quotes, tax calculations or advice, and they do not replace your accountant.
Print or download any result
Every tool can print a clean summary or download a plain text version you can paste into a quote, an email or your records.
Straight answers
Common questions about the tools
- Do I need to sign up to use the calculators?
- No. There is no account, no email gate and no paywall on any tool on this site. Open the page, type your figures, read the answer.
- Which tool should I use first?
- The true hourly rate calculator. Almost every pricing problem in a trade business comes from not knowing the hourly cost of running it, and every other calculator here is more accurate once you have that number.
- Do the calculators handle VAT?
- Where VAT is relevant the tool asks whether you are registered and shows figures excluding and including VAT at the standard rate. Always check the current rate and any scheme you are on with your accountant.
- Can I use the results in a quote to a customer?
- Yes, as your own working. Download or print the summary, sanity-check it against the job in front of you, then transfer the figures into your quote template. The numbers are yours, not ours.