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Markus Field, founder of The Trades Business BuilderMarkus FieldThe Trades Business Builder

Partner offers

This is the whole commercial side of the site, in one place. Two products, both disclosed, both with their costs and risks written out. If a reward figure is not verified against the provider's live terms, you will see nothing claimed rather than a number we hope is still true.

Read the full affiliate disclosure

Current arrangements

What we're paid to mention

A referral reward is not a recommendation, and it is never a reason to take a financial product.

Business bank account

Tide logoTide

Free business account with invoicing, payment links and expense cards — plus £200 free cash with code REFER200. No credit check, open in about five minutes.

£200 free cash when you open a Tide business account with code REFER200

Referral codeClick to copy
Claim £200 freeRead the review

T&Cs apply. £75 free when you complete transactions of £100 within 30 days, and another £125 free when you deposit at least £5,000 in a Tide Instant Saver within 7 days. Affiliate link.

Business credit card

Capital on Tap logoCapital on Tap

Business credit card for incorporated businesses: 1% uncapped cashback, no annual fee, limits up to £250k — plus 7,500 points (worth £75) with code SETTINGUP. Credit is subject to status.

7,500 bonus points (worth £75) with promo code SETTINGUP

Promo codeClick to copy
Claim 7,500 pointsRead the review

T&Cs apply. Get 7,500 points (worth £75) when you complete your first card transaction within 30 days of signing up. Subject to eligibility and status. Affiliate link.

  • Tide logoHow to qualifyCode REFER200

    Tide business bank account

    £75 when you open the account and spend £100 on your Tide card within 30 days. A further £125 when you deposit at least £5,000 into a Tide Instant Saver within 7 days of opening and keep it there for one month.

    • Read the eligibility and exclusions below, and our affiliate disclosure.
    • Apply through Tide using the referral code REFER200 at sign-up — a code added afterwards is normally not accepted.
    • Complete Tide's identity and business verification.
    • Spend £100 on your Tide card within 30 days of opening to unlock the £75. Optionally deposit £5,000 into a Tide Instant Saver within 7 days and keep it there for a month for the extra £125.
    Read the Tide account review

    Last verified August 2026 against Tide REFER200 referral landing page and referral programme terms.

  • Capital on Tap logoHow to qualifyCode SETTINGUP

    Capital on Tap business credit card

    Complete your first card transaction within 30 days of signing up.

    • Confirm the business is incorporated — sole traders are not eligible.
    • Read the costs, risks and personal-guarantee section below, plus our affiliate disclosure.
    • Apply using the partner promo code SETTINGUP.
    • Complete Capital on Tap's credit and identity checks.
    • Make your first card transaction within 30 days of signing up to trigger the 7,500 bonus points (worth £75).

    Credit is subject to status. A personal guarantee is required by Capital on Tap as a standard condition — Capital on Tap's own website confirms this. It means the director is personally liable for the business's debt if the business cannot pay. Do not sign one without reading it carefully, and take independent legal advice if you are unsure of the implications.

    Read the Capital on Tap review

    Last verified August 2026 against Capital on Tap SETTINGUP partner referral landing page.

The rules we work to

When we will not show you a product

  • global pause

    Partner offers are paused site-wide while terms are re-verified.

  • offer paused

    This offer is paused. Nothing is being promoted until it is re-verified.

  • offer expired

    This offer has expired and is no longer presented as current.

  • unauthorised

    This campaign is not authorised for publication.

  • structure not eligible

    This product is not available to your business structure, so we are not showing the application step.

  • distress signals

    Your answers suggest essential commitments are already under pressure. We do not promote credit in that situation.

  • sensitive content

    We do not place credit promotions on debt, arrears or insolvency content.

  • no credit need

    You told us you do not need to borrow, so we are showing debit and reimbursement options instead of credit.