planner

13-Week Cash-Flow Planner

Forecast near-term money in and out, week by week.

What you get: Weekly net position, running balance, lowest week and warning weeks.

Your figures

Live

Lowest balance (week 1)£2,800.00
The tightest point in the 13 weeks. This is the number that decides whether you can commit to spending.
Closing balance after 13 weeks£6,400.00
Opening £2,500 plus money in £41,600 less money out £37,700.
Total money in£41,600.00
Sum of the 13 weekly receipts you entered.
Total money out£37,700.00
Sum of the 13 weekly payments you entered.
Weeks below your buffer0
Weeks where the balance ends below £1,500.

Balance stays above your buffer for all 13 weeks on these figures.
A forecast is only as good as the payment dates you put in. Use the date the money actually lands, not the invoice date.

How this is worked out

Weeks are simple totals: put invoices in the week you realistically expect payment, not the week you sent them.
Warning weeks are those where the balance falls below the buffer you set.

Results are planning aids based on figures you enter. They are not financial, tax or legal advice, and no price is guaranteed to be accepted.

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The account or card most trades use for this

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Where this fits

Paperwork that goes with it

Thirteen weeks of money in and out, with the categories that actually appear in a trade business.

Trades Cash-Flow Template