assessment

Trades Business Health Check

Assess pricing, cash, operations, customers and team control in one pass.

What you get: Score, band, the risks that matter, a 7-day action list and a 90-day plan.

Pricing

Do you know what an hour of your time actually costs you?

Do your quotes include overheads and a profit margin on top of costs?

Cash

Do you take a deposit or staged payments on larger jobs?

How many weeks of costs could you cover if invoices stopped today?

Do you have a routine for chasing late payments?

Admin

Is business money kept separate from personal money?

How up to date are your records and receipts?

Do you set money aside for tax and VAT as it is earned?

Work

How much confirmed work is in your diary?

Do customers get written terms before work starts?

Your figures

Live

Overall score — Needs attention66.7%
20 out of 30 points across pricing, cash, admin and work.
Pricing66.7%
4 of 6 points in this area.
Cash66.7%
6 of 9 points in this area.
Admin66.7%
6 of 9 points in this area.
Work66.7%
4 of 6 points in this area.

Weakest area: Pricing. That is where the next hour of effort pays best.

How this is worked out

Scoring is weighted towards the things that most often sink small trade businesses: pricing discipline, deposits, reserves and separation of money.
Answers are not sent anywhere and are not stored unless you choose to print or export the result.
Where answers show essential commitments are under pressure, the result prioritises professional support routes over any product.

Results are planning aids based on figures you enter. They are not financial, tax or legal advice, and no price is guaranteed to be accepted.

Disclosed partner offer

The account or card most trades use for this

A referral reward is not a recommendation. Check the terms and decide on the numbers you have just worked out.

Business bank account

Free business account with invoicing, payment links and expense cards — plus £200 free cash with code REFER200. No credit check, open in about five minutes.

£200 free cash when you open a Tide business account with code REFER200

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Where this fits

Paperwork that goes with it

Thirty short tasks, one a day, that together fix the pricing, payment and paperwork problems most trade businesses carry.

30-Day Trades Business Reset